Multi-currency business accounts
One account, in your company's own name, holding balances in the currencies you actually trade in. Your retailers pay in, your balances sit where you need them, and conversion happens when the rate suits you rather than when a payment forces it.
How the money moves
- 01Receive
- 02Hold
- 03Convert
- 04Pay
Accounts
12 currencies
on one IBAN
Currencies
Real-time FX
across supported currencies
Balances
Hold & convert
when the rate suits you
Name
Your company
named account, not shared
Capabilities
What you can do
Hold balances in supported currencies alongside GBP on one IBAN.
Receive from customers and platforms in the currency they pay in.
Convert between held currencies through integrated real-time FX.
Pay out from the currency balance you are holding, without a round trip through sterling.
Currencies
12 currencies. One IBAN.
Eleven foreign currencies alongside sterling — receive, hold, convert and pay through real-time FX.
Availability, payout method, currency, transaction limits and processing times are corridor-specific.
The route
A typical multi-currency accounts flow
- 1Receive
- 2Hold
- 3Convert
- 4Pay
Availability, payout method, currency, transaction limits and processing times are corridor-specific.
Who it is for
Businesses invoicing or being paid in more than one currency — importers, exporters, online sellers and anyone with overseas customers.
Businesses trading across markets
Receive, convert and pay across supported currencies.
Online sellers
Take payment in the currency your marketplace settles in.
Freelancers & contractors
Receive international income and hold the balance.
Part of the wider OvaroPay proposition
Each line runs on the same account, in your own company name.
Next step
Tell us the shape of it
Roughly what comes in each month, what currency goes out, and where it goes. That is enough for us to say whether this is the right line for you and what it would cost.
OvaroPay is acting as an introducer to CoBanq Ltd, who is providing the regulated payment services and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number 508565). OvaroPay is not a bank and does not hold deposits. Every application is subject to full identity, anti-money-laundering and source-of-funds checks, and an account is opened only once those checks are satisfied. Nothing on this site is an offer of an account or a guarantee of approval.